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  Which of the following statements correctly describes the term Subrogation?

  a) The insurer need not to pay any claims if the claims are fraudulent.

  b) The insurer has the right to pursue the wrong-doer in the insured’s name.

  c) The insured must inform the insurer in writing of any change of circumstances which can increase the possibility of loss, injury or damage.

  d) The insurer and the insured have the right to cancel the policy if mutually agreed upon.

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  BCP Mock Question:

  Which of the following statements regarding insurable interest is incorrect?

  a) There must be some property, rights, interest or potential liability capable of being insured.

  b) The property, rights, interest or potential liability must be the subject matter of the insurance.

  c) The insured must not stand in a relationship, recognized by law, with the subject matter of the insurance.

  d) The proposer must benefit from the continued existence of the subject matter of the contract or be prejudiced by its loss.

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  FMRP Mock Question:

  Which of the following statements is FALSE regarding rollovers of foreign exchange transactions at off-market rates?

  a) Maturing forward contracts can be extended or rollover-ed.

  b) The current market spot rate should be used to liquidate the maturing contract and used as a base from which the new forward rate is derived.

  c) The use of off-market rates is strongly discouraged.

  d) Deals done at off-market rates may be used as a means to conceal profit or loss, or to perpetuate a fraud.