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  4 Feb 2026
  PGI Mock Question:

  Which of the following statements correctly describes the term Subrogation?

  a) The insurer need not to pay any claims if the claims are fraudulent.

  b) The insurer has the right to pursue the wrong-doer in the insured’s name.

  c) The insured must inform the insurer in writing of any change of circumstances which can increase the possibility of loss, injury or damage.

  d) The insurer and the insured have the right to cancel the policy if mutually agreed upon.

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  M1B M6A BCP PGI HI M8A

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  FMRP (Set 1)

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  4 Feb 2026
  FMRP Mock Question:

  Which of the following statements is FALSE regarding rollovers of foreign exchange transactions at off-market rates?

  a) Maturing forward contracts can be extended or rollover-ed.

  b) The current market spot rate should be used to liquidate the maturing contract and used as a base from which the new forward rate is derived.

  c) The use of off-market rates is strongly discouraged.

  d) Deals done at off-market rates may be used as a means to conceal profit or loss, or to perpetuate a fraud.

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  CGI Set A

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  4 Feb 2026
  ComGI Mock Question:

  If a motor vehicle cannot be restored to a safe pre-accident condition and the total repair costs exceeds the Economic Repair Value, the insurer will have the option to settle the claim on a:

  a) Constructive Total Loss Basis

  b) Repair Discharge Basis

  c) Disabled Vehicles Basis

  d) Damage Limit of Indemnity Basis