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  b) the bid and offer prices of a collective investment scheme with a single pricing scheme.

  c) the risk factors that may result in the benefits payable to be less than that illustrated in the benefit illustration.

  d) whether the units of a collective investment scheme will be priced on a historical or forward basis.

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  Which of the following statements correctly describes the term Subrogation?

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  b) The insurer has the right to pursue the wrong-doer in the insured’s name.

  c) The insured must inform the insurer in writing of any change of circumstances which can increase the possibility of loss, injury or damage.

  d) The insurer and the insured have the right to cancel the policy if mutually agreed upon.