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  PGI Set B

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  3 Apr 2025
  PGI Exam Question:

  Which of the following statements correctly describes the term Subrogation?

  a) The insurer need not to pay any claims if the claims are fraudulent.

  b) The insurer has the right to pursue the wrong-doer in the insured’s name.

  c) The insured must inform the insurer in writing of any change of circumstances which can increase the possibility of loss, injury or damage.

  d) The insurer and the insured have the right to cancel the policy if mutually agreed upon.

• 

  M6 (Set 2)

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  3 Apr 2025
  CMFAS M6 Exam Question:

  Which of the following statements regarding Convertible Bonds is FALSE?

  a) They have greater appreciation potential than corporate bonds.

  b) They are less vulnerable to losses if the issuer defaults compared to corporate bonds.

  c) Holders of convertible bonds have a lower priority to claim the issuing company’s assets than investors in corporate bonds.

  d) They typically offer lower yields than corporate bonds.

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  CGI Set A

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  3 Apr 2025
  ComGI Exam Question:

  If a motor vehicle cannot be restored to a safe pre-accident condition and the total repair costs exceeds the Economic Repair Value, the insurer will have the option to settle the claim on a:

  a) Constructive Total Loss Basis

  b) Repair Discharge Basis

  c) Disabled Vehicles Basis

  d) Damage Limit of Indemnity Basis

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  PGI Set A

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  3 Apr 2025
  PGI Exam Question:

  Which of the following statements regarding Blanket Coverage is FALSE?

  a) The insurer will pay the amount required to repair or replace the article less depreciation

  b) The insurer will not pay more than the amount of blanket coverage in the category

  c) The insurer will not pay more than the amount of blanket limit per item for loss to any one article

  d) The insurer will pay the insured in cash the replacement cost of the article if mutually agreed upon